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Foxbarrow programmes

One Carriage, Three Stations — Pick Your Stop

A single workshop to start building vocabulary, a four-session evening course to go further, or a ten-week reading cohort for those who want depth. All educational; none advisory.

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The Foxbarrow Approach

Concept First

Every session builds from definition to application. We do not assume any prior vocabulary — we construct it together, step by step.

Discussion-Based

Lectures have their place, but understanding sticks when it is tested in conversation. All programmes include facilitated Q&A as a core element, not a bonus.

Physical Materials

Printed readers and workbooks mean you leave with something to annotate and return to — not just a slideshow you half-remember.

What An Annuity Actually Is

What An Annuity Actually Is

This introductory single-session workshop covers, in plain English, the concept of annuities and pensions as broad financial-product categories — their structure, common features, and the kinds of questions consumers should bring to a licensed adviser when discussing them. No product recommendations are made.

The session runs for approximately three hours including discussion and break. It is the right starting point for someone who has never read a pension document or spoken with an adviser about retirement income.

What the Session Covers

  • What an annuity is and how it differs from a savings account
  • How pension products are broadly structured in Malaysia
  • Key terms that appear in product disclosure documents
  • Questions worth asking a licensed adviser before making decisions

Session Steps

1Framing: what annuities are and are not
2Structure walkthrough: payout modes, accumulation phases
3Malaysian product landscape overview (without specific product names)
4Open Q&A with facilitator

Pension Vocabulary Programme

A four-session evening course that builds a household's vocabulary around pensions and retirement-income products. Topics include defined contribution versus defined benefit concepts, the role of EPF in the Malaysian context, and the broad concept of private retirement schemes. Educational only — participants are directed to licensed advisers for personal recommendations.

Sessions run on weekday evenings, typically 7:00 pm to 9:30 pm, over four consecutive weeks. A session summary is shared after each evening.

What the Course Covers

  • Defined contribution vs defined benefit: what the terms actually mean
  • EPF structure, withdrawal rules, and account types explained
  • Private Retirement Schemes: broad structure and purpose
  • How to read a product disclosure sheet before an adviser meeting

Session Sequence

1Foundations: accumulation vs distribution, the retirement-income problem
2EPF in depth: contribution rules, account structure, withdrawal pathways
3Private Retirement Schemes and annuity product categories
4Applying vocabulary: reading documents and preparing adviser questions

RM 1,290

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Pension Vocabulary Programme
The Long Income Reading Cohort

The Long Income Reading Cohort

A 10-week cohort programme studying how retirement-income concepts are publicly discussed and structured at a high level. Includes a curated reading list drawn from public reports, official publications, and book excerpts; weekly facilitated discussion; a printed reader compiled specifically for each cohort; and a closing personal reflection workbook.

The programme does not provide individual financial advice. It is designed for participants who want to engage seriously with publicly available material on the subject and arrive at their own considered questions.

What the Cohort Includes

  • Curated reading list: public reports, regulatory documents, book excerpts
  • Printed reader compiled for the cohort year — yours to keep
  • Weekly 90-minute facilitated group discussion
  • Closing personal reflection workbook
  • Discussion notes shared after each session

Programme Arc

1–3Foundational reading: how retirement income is framed in public discourse
4–6Structural reading: EPF, PRS, annuity product categories in official sources
7–9Applied reading: policy papers, consumer guides, comparison frameworks
10Reflection session and personal workbook completion

RM 2,490

Reserve a Seat

Choosing the Right Starting Point

The three programmes can be taken independently. Some participants complete all three over a year; many find one is enough for their purposes. Here is a guide to help you decide.

Workshop
RM 480
Vocabulary Course
RM 1,290
Reading Cohort
RM 2,490
Time commitment ~3 hours 4 evenings 10 weeks
Printed materials included
EPF structure covered Overview
Facilitated group discussion
Personal reflection workbook
Best for Starting from zero Building working vocabulary Depth and sustained engagement

Programme Fees

What An Annuity Actually Is

RM 480

  • Single session (~3 hours)
  • Q&A included
  • Session handout provided
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Pension Vocabulary Programme

RM 1,290

  • 4 evening sessions
  • Session summaries shared
  • Malaysian EPF context
Enquire

The Long Income Reading Cohort

RM 2,490

  • 10 weekly sessions
  • Printed reader included
  • Reflection workbook
Enquire

Not Sure Where to Begin? Ask Us.

If you are uncertain which programme makes sense, send us an enquiry describing roughly where you are starting from. We will suggest the right programme and let you know what dates are available.

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